X & X Credit Consultants
Effective date: July 3, 2026
X & X Credit Consultants ("we," "us") respects your privacy. This policy explains what information we collect through this website, how we use it, and the choices you have.
When you submit our consultation form, we collect the information you provide: your name, phone number, email address, and the details of your message. If you call us, book through our scheduling link, or use our AI analyst, those interactions are handled as described below. We do not collect credit report data through this website.
We use your information to respond to your inquiry, schedule consultations, provide our credit consulting services, and communicate with you about your engagement with us. We do not sell your personal information, and we do not share it with third parties for their own marketing.
This website relies on a small number of service providers that process limited data to function: our website host (Netlify) processes form submissions on our behalf; our scheduling provider (Calendly) processes booking details you enter there; our AI analyst runs on the Genspark platform under its own account and terms; and fonts/scripts are delivered by content-delivery networks. Each provider operates under its own privacy policy, which we encourage you to review before use.
We retain inquiry and client information only as long as needed to serve you and to meet our legal and record-keeping obligations, after which it is deleted.
You may contact us at any time to ask what information we hold about you, to request a correction, or to request deletion of your information, subject to any records we are required to keep. Reach us at 313-808-9665 or through the contact form on our homepage.
We take reasonable measures to protect the information you share with us. No method of transmission over the internet is 100% secure, so we cannot guarantee absolute security.
Our services are intended for adults. We do not knowingly collect information from anyone under 18.
We may update this policy from time to time. The effective date above reflects the latest revision.